Free tool · Directory
UCC lien search in Missouri
Central filing office
Missouri Secretary of State, Uniform Commercial Code Division
Opens sos.mo.gov in a new tab
- Online access
- Anyone can search debtor names online at no cost, with no account.
- Fees
- Online debtor-name search and printable images: no charge. UCC-11 search: $27 plus $1 per page for copies. Filing: $10 online plus convenience fee, $17 on paper plus $1 per attachment page.
- Certified search
- Certified searches can be run online through the UCC portal (online fee not published). Paper UCC-11 search request: $27 plus $1 per page for copies.
- Last verified
What to know in Missouri
- The UCC page's "Search UCC Filings" link opens the Online Business Services portal at bsd.sos.mo.gov.
- State rule 15 CSR 30-90.202 makes online debtor-name searches and printable filing images free.
- UCC FAQ says certified searches can be conducted online.
- Searches return only active filings unless lapsed filings are requested, with no limit on matches (15 CSR 30-90.220).
Sources
About this tool
Is Missouri the right filing office to search?
Search Missouri when the carrier is located there for UCC purposes, which is not always where its trucks run. An LLC or corporation organized in Missouri is located in Missouri (UCC §9-307), wherever it dispatches from. A sole proprietor is located at their principal residence, so an owner-operator who lives in Missouri is searched here.
If the carrier was organized somewhere else but operates in Missouri, search its formation state first, then Missouri as well. A filing in the wrong state may not perfect anything, but it still shows that another funder believes it has a claim.
How to search UCC filings in Missouri, step by step
- 1
Confirm the exact legal name
Copy the carrier's name from its formation record, entity suffix and punctuation included. A financing statement against a registered organization has to use the name on its public organic record (UCC §9-503).
- 2
Run the Missouri debtor search
Open the Missouri Secretary of State, Uniform Commercial Code Division search and search the exact name. Its online debtor search is free and needs no account.
- 3
Repeat with the variations
Search the DBA, former names, the owner's individual name for a sole proprietor, and the name with and without "LLC" or "Inc.". Each filing office applies its own search logic (UCC §9-506), so one search is rarely enough.
- 4
Open every hit's full history
Read the UCC-1 collateral description, then every UCC-3 filed against the same initial file number: amendments, assignments, continuations and terminations.
- 5
Record what you found
Save the results with the search date and time in the carrier's file. When you need an official record, order the certified search described above.
What to look for in the results
- Blanket liens: collateral described as "all assets" or "all personal property" reaches accounts, so it covers the invoices you plan to buy.
- Accounts and receivables: a description naming "accounts" or "receivables" usually means another factor or an asset-based lender.
- Lapse dates: a UCC-1 is effective for five years after filing unless a continuation is filed in the six months before it lapses (UCC §9-515).
- Assignments and terminations: an assignment changes who you ask for a release, and a filed termination ends the financing statement's effectiveness (UCC §9-513).
If you find a lien
Contact the secured party on a number you find yourself, and ask for a letter of release covering the accounts or a UCC-3 termination before you fund. The free NOA and release letter generator drafts the letter. If the prior factor has already notified the carrier's brokers, read two NOAs, one carrier.
For the full process, see UCC lien searches before you fund a carrier and the UCC-1 glossary entry.
Frequently asked questions
How do I search UCC filings in Missouri?
In Missouri, UCC records are kept by the Missouri Secretary of State, Uniform Commercial Code Division. Its online debtor search is free and needs no account. Use the official search, enter the carrier's exact legal name, then repeat with its DBA and name variations.
How much does a UCC search cost in Missouri?
Online debtor-name search and printable images: no charge. UCC-11 search: $27 plus $1 per page for copies. Filing: $10 online plus convenience fee, $17 on paper plus $1 per attachment page. These figures come from the official sources listed on this page as of October 19, 2026; confirm them on the filing office's site before you order.
How do I get a certified UCC search in Missouri?
Certified searches can be run online through the UCC portal (online fee not published). Paper UCC-11 search request: $27 plus $1 per page for copies.
How long does a UCC-1 filed in Missouri stay effective?
Generally five years from the filing date under UCC §9-515, unless the secured party files a continuation in the six months before it lapses. Each continuation adds another five years, so check the lapse date and look for continuations on every hit.
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