Free tool · Directory
UCC lien search in Indiana
Central filing office
Indiana Secretary of State, Business Services Division (INBiz)
Opens inbiz.in.gov in a new tab
- Online access
- Anyone can search debtor names online at no cost, with no account.
- Fees
- Browse search free. UCC Search Certificate $11; UCC Financing Statement $13 (INBiz fee calculator); checkout processing fee minimum $1, not more than 2.15%.
- Certified search
- Buy an official UCC Search Certificate with images by debtor name or file number through INBiz (Search Now, requires an Access Indiana login): $11 per the INBiz fee calculator, plus a checkout processing fee (minimum $1, not more than 2.15%).
- Last verified
What to know in Indiana
- The free Browse search (linked from the INBiz UCC page) shows lien records and images of UCC filings; use it when unsure of the exact debtor name.
- A Search Certificate for a name does not return other versions of that name, such as nicknames, misspellings or assumed names.
- Bulk UCC data and images are sold through INBiz Bulk Services.
Sources
- 01Indiana INBiz, Uniform Commercial Code (opens in a new tab)
- 02Indiana INBiz, Fee calculator (opens in a new tab) · UCC Search Certificate fee shown when the item is added
About this tool
Is Indiana the right filing office to search?
Search Indiana when the carrier is located there for UCC purposes, which is not always where its trucks run. An LLC or corporation organized in Indiana is located in Indiana (UCC §9-307), wherever it dispatches from. A sole proprietor is located at their principal residence, so an owner-operator who lives in Indiana is searched here.
If the carrier was organized somewhere else but operates in Indiana, search its formation state first, then Indiana as well. A filing in the wrong state may not perfect anything, but it still shows that another funder believes it has a claim.
How to search UCC filings in Indiana, step by step
- 1
Confirm the exact legal name
Copy the carrier's name from its formation record, entity suffix and punctuation included. A financing statement against a registered organization has to use the name on its public organic record (UCC §9-503).
- 2
Run the Indiana debtor search
Open the Indiana Secretary of State, Business Services Division (INBiz) search and search the exact name. Its online debtor search is free and needs no account.
- 3
Repeat with the variations
Search the DBA, former names, the owner's individual name for a sole proprietor, and the name with and without "LLC" or "Inc.". Each filing office applies its own search logic (UCC §9-506), so one search is rarely enough.
- 4
Open every hit's full history
Read the UCC-1 collateral description, then every UCC-3 filed against the same initial file number: amendments, assignments, continuations and terminations.
- 5
Record what you found
Save the results with the search date and time in the carrier's file. When you need an official record, order the certified search described above.
What to look for in the results
- Blanket liens: collateral described as "all assets" or "all personal property" reaches accounts, so it covers the invoices you plan to buy.
- Accounts and receivables: a description naming "accounts" or "receivables" usually means another factor or an asset-based lender.
- Lapse dates: a UCC-1 is effective for five years after filing unless a continuation is filed in the six months before it lapses (UCC §9-515).
- Assignments and terminations: an assignment changes who you ask for a release, and a filed termination ends the financing statement's effectiveness (UCC §9-513).
If you find a lien
Contact the secured party on a number you find yourself, and ask for a letter of release covering the accounts or a UCC-3 termination before you fund. The free NOA and release letter generator drafts the letter. If the prior factor has already notified the carrier's brokers, read two NOAs, one carrier.
For the full process, see UCC lien searches before you fund a carrier and the UCC-1 glossary entry.
Frequently asked questions
How do I search UCC filings in Indiana?
In Indiana, UCC records are kept by the Indiana Secretary of State, Business Services Division (INBiz). Its online debtor search is free and needs no account. Use the official search, enter the carrier's exact legal name, then repeat with its DBA and name variations.
How much does a UCC search cost in Indiana?
Browse search free. UCC Search Certificate $11; UCC Financing Statement $13 (INBiz fee calculator); checkout processing fee minimum $1, not more than 2.15%. These figures come from the official sources listed on this page as of October 19, 2026; confirm them on the filing office's site before you order.
How do I get a certified UCC search in Indiana?
Buy an official UCC Search Certificate with images by debtor name or file number through INBiz (Search Now, requires an Access Indiana login): $11 per the INBiz fee calculator, plus a checkout processing fee (minimum $1, not more than 2.15%).
How long does a UCC-1 filed in Indiana stay effective?
Generally five years from the filing date under UCC §9-515, unless the secured party files a continuation in the six months before it lapses. Each continuation adds another five years, so check the lapse date and look for continuations on every hit.
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