--- title: "CarrierKYC vs MyCarrierPackets (Descartes): packets vs payee checks" url: https://carrierkyc.com/compare/mycarrierpackets description: "MyCarrierPackets, now Descartes MyCarrierPortal, runs carrier packets and monitoring for brokers and shippers. CarrierKYC verifies a factor's payee. Compared." updated: 2026-10-19 --- # CarrierKYC vs MyCarrierPackets (Descartes): packets vs payee checks Facts last verified 2026-10-19. MyCarrierPackets began as Assure Assist's online carrier packet: carriers complete their profile, agree to contracts and submit an electronic W-9 or W-8 on a customized web page. Assure Assist does business as MyCarrierPortal, and Descartes Systems Group bought it in September 2024. Today mycarrierpackets.com opens a MyCarrierPortal login page. CarrierKYC isn't a carrier packet. It verifies that the person onboarding with a factor controls the carrier and that the bank account belongs to the carrier, then holds every later payee change for re-verification. | | CarrierKYC | MyCarrierPackets (Descartes MyCarrierPortal) | | --- | --- | --- | | Built for | Small US freight factoring companies | Freight brokers and shippers | | Owner | CarrierKYC (early access) | Descartes Systems Group, since September 2024 | | Online carrier packet (profile, contracts, W-9) | No | Yes | | Verifies the applicant's identity | Yes: ID and selfie, matched to FMCSA officer records | User identity checks outlined in October 2026 (vendor claim) | | Verifies bank-account ownership | Yes: account holder matched to the carrier's legal name | Not published | | Re-verifies remit-to and bank changes | Yes, before the next ACH goes out | Not published | | Insurance and compliance monitoring | Checked at onboarding; not a continuous monitoring feed | Ongoing, with alerts; COIs on file for 350,000+ carriers (vendor claim) | | Community incident reports | No | Yes, since February 2024 | | Pricing | Free 60-day pilot, then $399/mo with 20 onboardings; $25 per extra; re-verifications included | Not published (subscription; book a demo) | | Best for | Factors who need to know who they are paying | Brokers onboarding and monitoring carriers | ## Names and ownership The names cause confusion, so here is what we could confirm. Descartes' Aljex integration guide calls it "Assure Assist's MyCarrierPackets" and describes it as an online carrier packet that needs its own subscription. DC Velocity reported that Descartes bought Assure Assist Inc., doing business as MyCarrierPortal, for $24 million upfront plus up to $6 million in performance payments, announced 2024-09-18. ## What it does for brokers Descartes says MyCarrierPortal checks carrier records against government sources, holds Certificates of Insurance for more than 350,000 carriers, alerts users when a carrier falls outside their risk or insurance rules, and lets users file incident reports that feed custom risk ratings. FreightWaves reported in 2025 that Carrier Assure's score now shows inside the MyCarrierPortal dashboard. In October 2026, Logistics Viewpoints reported that Descartes outlined new fraud features at its Innovation Forum, including two-factor validation of users and checks on whether an individual is associated with the carrier. The same report frames them for brokers and shippers, and doesn't mention payment details or factoring. ## A W-9 is not proof of who owns the account A carrier packet collects what the carrier tells you: its profile, its signature and its tax form. For a factor, the costly question is different: does the bank account belong to the carrier, and is the person changing it someone who controls the carrier? Verified Payee checks both, and repeats the check on every change. See the [remit-to change SOP](https://carrierkyc.com/guides/remit-to-change-verification). ## When MyCarrierPackets (Descartes MyCarrierPortal) is the better choice Pick Descartes MyCarrierPortal (MyCarrierPackets) if you are a broker or shipper who needs carrier packets, contracts, W-9s, insurance certificates and ongoing compliance alerts in one place, with community incident reports and Descartes' MacroPoint tracking alongside. It's a mature onboarding system for brokerages, and CarrierKYC isn't trying to replace it. ## Frequently asked questions ### Is MyCarrierPackets the same as MyCarrierPortal? Both names belong to Assure Assist, which Descartes bought in 2024. MyCarrierPackets is the online carrier packet; MyCarrierPortal is the onboarding and monitoring platform. Today mycarrierpackets.com opens a MyCarrierPortal login page. ### Who owns MyCarrierPackets now? Descartes Systems Group, which announced the acquisition of Assure Assist Inc. (doing business as MyCarrierPortal) on 2024-09-18. ### Does MyCarrierPortal verify carrier bank accounts? The Descartes pages and reporting we reviewed on 2026-10-19 don't describe bank-account ownership checks or a hold on bank changes. The packet does collect a W-9, which confirms tax details, not account ownership. ### What does it cost? Pricing isn't published. The Aljex guide says it requires a subscription, and the site offers a demo. CarrierKYC's founding pricing is a free 60-day pilot, then $399 a month with 20 verified onboardings included, $25 for each extra onboarding, and payee-change re-verifications included. See [pricing](https://carrierkyc.com/pricing). ## Sources - [DC Velocity: Descartes buys MyCarrierPortal for $24 million](https://www.dcvelocity.com/descartes-buys-cargo-theft-prevention-firm-mycarrierportal-for-24-million) (DC Velocity, 2024-09-18) - [Descartes: Aljex MyCarrierPackets integration guide](https://engage.descartes.com/aljex-training/items/my-carrier-packets-integration-guide) (Vendor documentation) - [Descartes: MyCarrierPortal incident reporting](https://descartes.com/resources/knowledge-center/protecting-your-freight-how-descartes-mycarrierportal-incident-reporting) (Vendor article) - [Logistics Viewpoints: Descartes expands freight fraud prevention](https://logisticsviewpoints.com/2026/10/12/descartes-expands-freight-fraud-prevention-across-carrier-vetting-and-shipment-execution/) (Logistics Viewpoints, 2026-10-12) - [FreightWaves: MyCarrierPortal and Carrier Assure integrate](https://www.freightwaves.com/news/streamlining-carrier-vetting-with-mycarrier-portal) (FreightWaves, 2025-08-29)